> For the complete documentation index, see [llms.txt](https://docs.idrx.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.idrx.co/services/fees.md).

# Fees

Table of fee structure

All fees are in Indonesian Rupiah (IDR). Mint fees depend on the payment method you choose at checkout; redeem fees depend on the amount.

## Mint (IDR → IDRX)

| Payment method                           | Fee                     | How it is charged                                                             | Max per transaction |
| ---------------------------------------- | ----------------------- | ----------------------------------------------------------------------------- | ------------------- |
| QRIS                                     | 0.7% of the mint amount | Deducted from the IDRX you receive. You pay the exact IDR amount you entered. | Rp10,000,000        |
| Virtual Account · Mandiri                | Rp4,000                 | Added to the IDR amount you pay. You receive the full IDRX amount.            | Rp100,000,000       |
| Virtual Account · BRI                    | Rp3,000                 | Added to the IDR amount you pay. You receive the full IDRX amount.            | Rp100,000,000       |
| Virtual Account · Other banks (Bank INA) | Rp3,000                 | Added to the IDR amount you pay. You receive the full IDRX amount.            | Rp100,000,000       |

* The minimum mint is Rp20,000 for every payment method.
* The QRIS fee is applied after your payment is confirmed, so the IDRX amount shown before payment is the amount before the fee.
* Virtual Account fees are shown in the payment instructions before you pay.

## Redeem (IDRX → IDR)

Redeem fees are deducted from the IDR amount you receive.

| Amount                  | Fee      | Transfer rail | Processing time                                    |
| ----------------------- | -------- | ------------- | -------------------------------------------------- |
| Below Rp250,000,000     | Rp5,000  | BI-FAST       | Real-time, 24/7                                    |
| Rp250,000,000 and above | Rp35,000 | RTGS          | Office hours only (Monday–Friday, 08:00–15:00 WIB) |

* Some banks have a lower BI-FAST limit. When the amount is above that bank's limit, the transfer goes through RTGS and the RTGS fee applies.
* The minimum redeem is Rp20,000.

## Bridge

| Fee         | How it is charged                                    |
| ----------- | ---------------------------------------------------- |
| 10,000 IDRX | Deducted from the IDRX amount on the source network. |

## Examples

* Alex mints 100,000 IDRX with QRIS. Alex pays Rp100,000 and receives 99,300 IDRX.
* Alex mints 100,000 IDRX with a Mandiri Virtual Account. Alex pays Rp104,000 and receives 100,000 IDRX.
* Alex redeems 100,000 IDRX to a bank account. Alex receives Rp95,000.
* Alex bridges 100,000 IDRX from Polygon to BSC. Alex receives 90,000 IDRX on BSC.